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SIP Calculator

Project the growth of your monthly investments over time.

Maturity Value

₹1,26,14,400

₹1.26 Crore

Total Invested

₹45,00,000

Wealth Gained

₹81,14,400

Numbers are a starting point. Judgement is the rest.

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For illustration only. Returns are assumptions, not guarantees. This is not investment advice.

How is SIP maturity value calculated?

A Systematic Investment Plan (SIP) uses the power of compounding by reinvesting returns over time. The formula for SIP maturity value is M = P × ([(1 + i)^n - 1] / i) × (1 + i), where 'P' is the monthly amount, 'i' is the periodic rate of interest, and 'n' is the number of payments.

For example, if you invest ₹10,000 monthly for 10 years at an expected return of 12% p.a., your total investment of ₹12 lakh grows to approximately ₹23.23 lakh. This reflects the compounding effect where your money earns money, which then earns more money.

A calculator estimates; an advisor accounts for your taxes, existing assets, and risk.

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