Calculator

Retirement Calculator

Estimate the corpus required to maintain your lifestyle post-retirement.

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Current Age

Retirement Age

Life Expectancy

Current Monthly Expenses

₹

Inflation %

Pre-retirement return %

Post-retirement return %

Existing savings

₹

Required corpus at retirement

₹1,33,06,796

₹1.33 Crore

Expenses at retirement

₹2,87,175

Monthly SIP Required

₹21,651

Simple mode provides a fixed-return baseline for your planning.

Numbers are a starting point. Judgement is the rest.

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For illustration only. Returns are assumptions, not guarantees. This is not investment advice.

How much do I need to retire in India?

Retirement planning in India requires accounting for two primary forces: inflation and longevity. A corpus that seems substantial today can be eroded by a 6% inflation rate, losing nearly half its purchasing power every 12 years. Our calculator uses a floor-and-ceiling approach to ensure your corpus lasts as long as you do.

We assume a lower rate of return post-retirement because preservation becomes the priority over aggressive growth. The 'Full Analysis' mode further stress-tests your plan against thousands of market scenarios, accounting for 'sequence-of-returns risk'—the danger of a market downturn occurring early in your retirement years.

A calculator estimates; an advisor accounts for your taxes, existing assets, and risk.

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Retirement Calculator

₹1,33,06,796

How much do I need to retire in India?

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